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State Farm® Insurance Agent Rick Luman

Rick Luman Insurance Agcy Inc

1038 Linden Avenue
Zanesville, OH 43701-3051

500 feet south on east side of Linden from the intersection of Linden and Adair Avenues.

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Office Info


1038 Linden Avenue
Zanesville, OH 43701-3051



**Welcome to the Rick Luman Insurance Agency, Inc., located at 1038 Linden Avenue in a building that withstood the historical flood of 1913. My grandfather actually operated a barber shop only a few blocks from our office near the Lind Arena Skating Rink. We remodeled and added a new addition in 2004 to better serve and welcome customers.

Prior to State Farm, I was a construction superintendent in northern Ohio. State Farm offered me the opportunity to move closer to my home area of Muskingum County in 1977.

What I did and what I do now, is not as important as "Why I Do It". "We are not here simply to make money, but we all have a purpose". My office team feel the same!

  • My "Why" is trying to help others find "hope" in challenging times and helping families gain more security in their protection plans and finances. Relationships, helping customers understand their insurance needs, and sometimes just sharing stories is a major theme in our office..

Please consider Rick Luman Insurance Agency, Inc. and StateFarm as your partners in protecting what is most important to you and your family. We offer auto (car & commercial vehicles, travel trailers, ATV's, RV's, etc.), home (house & renters, boats), business, and life and health insurance products. We also now offer pet insurance!

Feel free to contact my office by phone, email, or text. In person appointments and phone appointments are available to meet your insurance needs.

My team and I hope our office may feel like home to you. Stop by, have a cup of coffee, and meet our team!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our philosophy is doing the right things for the right reasons. My team and I strive to provide our customers an opportunity to reduce risk and anxiety in their lives and protecting what is most important to them!

Heidi Williams , a 23 year employee, is office administrator and licensed in Life, Health, Auto, and Home. Paula Johnson , a 7 year employee, is licensed in Auto, Home, and Renters policies. Wesley Frank, our newest team member, focuses on customer service and is also licensed in Auto, Home, and Renters. The entire team can service and offer insurance for Recreational Vehicles, Boats, ATV's, and numerous products.


Heidi Williams

Life/Health Products Representative

Muskingum county native and graduate of Philo High School. Member and Vice President of Muskingum Valley Garden Society, enjoys landscaping, gardening, reading, and self development. Coming from a farm and construction family, Heidi loves livestock and pets. She takes great pride in representing State Farm customers and appreciates helping others.
Paula Bower State Farm Agent Team Member

Paula Bower

Account Representative

A Muskingum county native and West Muskingum High School graduate, Paula's greatest pride is her family, young grandson and baby granddaughter. She enjoys camping, concerts, family, friends, and traveling. She strives to make our State Farm customers feel welcome and to do what's right for them.

Wesley Frank

Account Representative

Wesley is a Maysville High School graduate having been involved in numerous clubs and activites. Some include both concert and marching band, cross country, and student council. He has been very community oriented having served on the Junior Fair Board, and as a 4-H member and counselor. Wesley is licensed to serve our Auto and Home customers.

Jennifer Nack

Staff Assistant

Jennifer is our remote staff assistant since March 1, 2023. Having completed her B.S. in Human Resources at Franklin University and Masters in Education from Ashland University, she assists in our daily tasks and servicing. Jennifer is married with 2 children and cares for her 2 dogs and 2 cats! She already is a key asset building upon our customer relationships and family focus.

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • We help customers with their insurance and financial services needs, including Auto Insurance, Home Insurance, Life Insurance, Retirement Planning, Business Insurance, Health Insurance, and Renters Insurance.
  • Our office is located in Zanesville, Ohio.
  • I have been a State Farm agent since 1977.
  • I am a proud graduate of Ohio University.
  • We currently have 3 team members at our agency.

We are a very busy office and are looking for our next great team member. This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. We want to work alongside those who are equally committed to excellence and personal achievement. If you are self-motivated, possess an entrepreneurial spirit and have a desire to win and achieve results, please consider joining our team.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.