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State Farm® Insurance Agent

Rick Luman

Rick Luman Insurance Agcy Inc

1038 Linden Avenue
Zanesville, OH 43701-3051

500 feet south on east side of Linden from the intersection of Linden and Adair Avenues.

Profile photo of a State Farm Agent named: Rick Luman

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
9am - 1pm
9am - 5pm
After Hours by Appointment
Call or text us 24 hours a day!


1038 Linden Avenue
Zanesville, OH 43701-3051



**Welcome to the Rick Luman Insurance Agency, Inc., located at 1038 Linden Avenue in a building that withstood the historical flood of 1913. My grandfather actually operated a barber shop only a few blocks from our office near the Lind Arena Skating Rink.

Prior to State Farm, I was a construction superintendent in northern Ohio. That was over 46 years ago.

What I did and what I do now, is not as important as "Why I Do It". "We are not here simply to make money, but we all have a purpose".

  • My "Why" is trying to help others find "hope" in challenging times and helping families gain security in their protection plans and finances.

Please consider Rick Luman Insurance Agency, Inc. and StateFarm as your partners in protection. We offer auto (car & commercial vehicles, travel trailers, ATV's, RV's, etc.), home (house & renters, boats), business, and life and health insurance products. We also now offer pet insurance!

Feel free to contact my office by phone, email, or text. In person appointments and phone appointments are available to meet your insurance needs.

My team and I hope our office may feel like home to you. Stop by, have a cup of coffee, and meet our team!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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Our philosophy is doing the right things for the right reasons. My team and I strive to provide you the opportunity to reduce risk and anxiety in your family's life and protect what is most important to them!

Heidi Williams , a 25 year employee, is office administrator and licensed in Life, Health, Auto, and Home. Paula Johnson , a 9 year employee, is licensed in Auto, Home, and Renters policies. Wesley Frank, our newest 2 year team member, focuses on customer service and is also licensed in Auto, Home, Life, Health, and Renters. The entire team can service and offer insurance for Recreational Vehicles, Boats, ATV's, and numerous products.


Heidi Williams

Life/Health Products Representative

Muskingum county native and graduate of Philo High School. Member and President of Muskingum Valley Garden Society, enjoys landscaping, gardening, reading, and self development. Coming from a farm and construction family, Heidi loves animals. She takes great pride in representing State Farm customers and helping others. Heidi recently celebrated her 25th anniversary working with Rick!

Paula Bower State Farm Agent Team Member

Paula Bower

Account Representative

A Muskingum county native and West Muskingum High School graduate, Paula's greatest pride is her family, three grandchildren. She enjoys camping, concerts, family, friends, and traveling. She strives to make our State Farm customers feel welcome and to do what's right for them. Paula is in her 10th year with Rick's office!


Wesley Frank

Account Representative

Wesley is a Maysville High School graduate having been involved in numerous clubs and activites. He is very community oriented having served on the Zane Trace Commemoration and Muskingum Garden Society. Wesley is licensed to serve our Auto, Home, Business, and Life customers. Wesley is nearing his 3rd year anniversary with our office!


Jennifer Nack

Staff Assistant

Jennifer is our remote staff assistant since March 1, 2023. Having completed her B.S. in Human Resources at Franklin University and Masters in Education from Ashland University, she assists in our daily tasks and servicing. Jennifer is married with 2 children, 2 dogs, and 2 cats! She already is a key asset building upon our customer relationships and family focus.